3 Things You Must Do to Succeed at Real Estate Investing | Real estate

Here are three simple guidelines that must be followed if you plan to succeed at real estate investing. It’s not everything, of course, but at the very least, you must be willing to commit to these things if you want to become a successful real estate investor.Shall we get stared? Acknowledge the BasicsReal estate investing involves acquisition, holding, and sale of rights in real property with the expectation of using cash inflows for potential future cash outflows and thereby generating a favorable rate of return on that investment.More advantageous then stock investments (which usually require more investor equity) real estate investments offer the advantage to leverage a real estate property heavily. In other words, with an investment in real estate, you can use other people’s money to magnify your rate of return and control a much larger investment than would be possible otherwise. Moreover, with rental property, you can virtually use other people’s money to pay off your loan.But aside from leverage, real estate investing provides other benefits to investors such as yields from annual after-tax cash flows, equity buildup through appreciation of the asset, and cash flow after tax upon sale. Plus, non-monetary returns such as pride of ownership, the security that you control ownership, and portfolio diversification.Of course, capital is required, there are risks associated with investing in real estate, and real estate investment property can be management-intensive. Nonetheless, real estate investing is a source of wealth, and that should be enough motivation for us to want to get better at it. Understand the Elements of ReturnReal estate is not purchased, held, or sold on emotion. Real estate investing is not a love affair; it’s about a return on investment. As such, prudent real estate investors always consider these four basic elements of return to determine the potential benefits of purchasing, holding on to, or selling an income property investment.1. Cash Flow – The amount of money that comes in from rents and other income less what goes out for operating expenses and debt service (loan payment) determines a property’s cash flow. Furthermore, real estate investing is all about the investment property’s cash flow. You’re purchasing a rental property’s income stream, so be sure that the numbers you rely on later to calculate cash flow are truthful and correct.2. Appreciation – This is the growth in value of a property over time, or future selling price minus original purchase price. The fundamental truth to understand about appreciation, however, is that real estate investors buy the income stream of investment property. It stands to reason, therefore, that the more income you can sell, the more you can expect your property to be worth. In other words, make a determination about the likelihood of an increase in income and throw it into your decision-making.3. Loan Amortization – This means a periodic reduction of the loan over time leading to increased equity. Because lenders evaluate rental property based on income stream, when buying multifamily property, present lenders with clear and concise cash flow reports. Properties with income and expenses represented accurately to the lender increase the chances the investor will obtain a favorable financing.4. Tax Shelter – This signifies a legal way to use real estate investment property to reduce annual or ultimate income taxes. No one-size-fits-all, though, and the prudent real estate investor should check with a tax expert to be sure what the current tax laws are for the investor in any particular year. Do Your Homework1. Form the correct attitude. Dispel the thought that investing in rental properties is like buying a home and develop the attitude that real estate investing is business. Look beyond curb appeal, exciting amenities, and desirable floor plans unless they contribute to the income. Focus on the numbers. “Only women are beautiful,” an investor once told me. “What are the numbers?”2. Develop a real estate investment goal with meaningful objectives. Have a plan with stated goals that best frames your investment strategy; it’s one of the most important elements of successful investing. What do you want to achieve? By when do you want to achieve it? How much cash are you willing to invest comfortably, and what rate of return are you hoping to generate?3. Research your market. Understanding as much as possible about the conditions of the real estate market surrounding the rental property you want to purchase is a necessary and prudent approach to real estate investing. Learn about property values, rents, and occupancy rates in your local area. You can turn to a qualified real estate professional or speak with the county tax assessor.4. Learn the terms and returns and how to compute them. Get familiar with the nuances of real estate investing and learn the terms, formulas, and calculations. There are sites online that provide free information.5. Consider investing in real estate investment software. Having the ability to create your own rental property analysis gives you more control about how the cash flow numbers are presented and a better understanding about a property’s profitability. There are software providers online.6. Create a relationship with a real estate professional that knows the local real estate market and understands rental property. It won’t advance your investment objectives to spend time with an agent unless that person knows about investment property and is adequately prepared to help you correctly procure it. Work with a real estate investment specialist.There you have it. As concise an insight into real estate investing as I could provide without boring you to death. Just take them to heart with a dash of common sense and you’ll do just fine. Here’s to your investing success.

Livestock Sector In India – Recent Trends And Progress | Livestock

IntroductionLivestock sector includes animal husbandry, dairy and fisheries sector are considerable major sectors. It plays an important role in the national economy and in the socio-economic development of the country. It also plays important role in the rural economy as supplementing family incomes and generating gainful employment in the rural sector, particularly among the landless labourers, small and marginal farmers and women’s.Since India’s independence, it has experienced considerable economic growth and structural change; a trend accelerated by its structural reforms which began in 1991. These changes are also reflected in trends in its livestock sector which has shown considerable growth in recent decades especially since the late 1990s. There have also been major changes in the production of the Indian livestock sector.Population of Livestock and Its ImportanceAccording to 17th censes of the livestock, their existing population is 485002. It is increasing day by day due to its importance as an alternative source of income and food also. The importance of livestock in India goes beyond the function of food production. It is an important source of draught power, manure for crop production and fuel for domestic use. Thus, by minimizing use of nonrenewable energy, livestock make a positive contribution to the economic development. Livestock sector is an important source of income for the farmers and rural poor peoples. The growth in the livestock subsector is expected to contribute to poverty alleviation, as the livestock elements are largely concentrated among the marginal and small farmers in rural areas. Near about 70% of livestock market in India is owned by 67% of small and marginal farmers and by the land less. Livestock are an important source of income for the rural poor also. This sector contributed important share in export of Indian international trade. Recently the livestock subsector playing very important role in poverty alleviation in rural area. The livestock sector contributed over 5.26 per cent to the total GDP during 2006-07. According to estimates of the Central Statistical Organization (CSO), the value of output from livestock and fisheries sectors together at current prices was about Rs.2,82,779 crore during 2007-08 which is about 31.6 per cent of the value of the output of Rs.8,94,420 crore from agriculture & allied Sector.Production of MilkIndia continues to be the largest producer of milk in the world and India produced 13.1 per cent of the total milk produced in the world. Hence, India has attained the first rank in milk production in the world. At present the first five countries in the world producing maximum milk are India, USA, Russia, Germany and France. At the beginning production of milk was only 17 million tonnes (MT) in 1950-51 in India. Now it is increased to 104.8 million tonnes in 2007-08. World milk production is estimated at 693 million tonnes during 2007-08 and Indian milk production stands at 104.8 million tonnes. Despite a higher growth rate, the per capita availability of milk in India is 252 grams per day is lower than the world average 265 grams per day.This has not only placed the country on top in the world, but also represents sustained growth in the availability of milk and milk products for the growing population of the country. Concentrated dairy products such as skimmed milk continues to be the largest item of export, which together accounts for nearly 78% of net milk and milk product exports during 2007-08.Poultry and EggPoultry is one of the fastest growing segments of the agricultural sector in India today. Their growth rate has been rising at 8 to 10 percent per annum. As a result, India is now the world’s fifth largest egg producer and the eighteenth largest producer of broilers. Table eggs and broiler meat are the major end products of the poultry sector in India. The organized sector of poultry industry is contributing nearly 70% of the total output and the rest 30% in the unorganized sector in India. The Andhra Pradesh, Tamil Nadu and Maharashtra producing nearly 70% of the country’s egg production. Presently production of eggs is estimated to number about 37 billion, that of broilers 895 million, and that of poultry meat 735,000 tonnes. Egg production has increased from 21 billion in 1990-91 to 51 billion numbers in 2006-07 and 53.5 billion numbers in 2008. India ranks fifth in the world with annual egg production of 1.61 million tones. Poultry exports are mostly to Maldives and Oman. Indian poultry meat products have good markets in Japan, Malaysia, Indonesia and Singapore.Fish ProductionIndia has a about 8041 km of coastline, and about 5.70 million ha of fresh water area suitable for fisheries production. Fishing, aquaculture and allied activities are reported to have provided livelihood to over 14 million persons in 2006-07. In 2001 overall fish production was 5666 thousand tonnes it gradually increasing continuously. At present, India’s total fish production is about 76.21 thousand tonnes.This sector has great potential to export their fish and fish product also. Since 1991, overall export of fish is raised at considerable rate. According to the data provided by ministry of agriculture and commerce of India, there export of fish and fish product increased from last ten years. In 1991 India has exported 140 thousand tonnes of fish and fish products but till it reached to 541 thousands tonnes its money value is Rs. 7621 crore in 2008.Meat and Meat ProductsThe meat products industry in India is largely in the un-organized sector. With rapid urbanization, higher income levels and changes in lifestyle, market for scientifically produced and hygienically packed meat and meat products are expanding rapidly. Today, the increasing demand of the meat and meat products for in domestic and foreign market, particularly to the Gulf and West Asia and neighboring countries. In 2003 India had a livestock population of 470 million that included 205 million cattle and 90 million buffaloes. Cattle, buffaloes, sheep and goat, pigs and poultry are the types of animals, which are generally used for production of meat.There is a huge scope for expanding exports, especially in buffalo and poultry meat, eggs and dairy products. Slaughter rate for cattle as a whole is 20%, for buffaloes it is 41%, pigs 99%, sheep 30% and 40% for goats. The country has 3,600 slaughterhouses, 9 modern abattoirs and 171 meat-processing units licensed under the meat products order. The production of meat has increased 1.9 million tonnes to 23 million tonnes from 2001 to 2007.In meat and meat processing sector, poultry meat is the fastest growing animal protein in India. The estimated production of meat was 6.5 million tonnes during 2007-08. Per capita consumption increased from 870 grams in 2000 and expected to reach 2 Kg during 2009. According to APEDA, the export of buffalo meat was increased from 343817.08 tonnes (value Rs 1536.77crore) in 2003-04, to 483478 tonnes (Rs.3549.70 crore) in 2007-08. The export of sheep/goat meat is increased from 16820.53 tonnes (Rs 110.39 crore) in 2003-04 to 8908 tonnes (Rs.134.09 crore) in 2007-08. The processed meat export was 986.13 tonnes (Rs 7.63 crore) in 2003-04 and now it is 1245 tonnes (value Rs 12.96 crore). The export of poultry products was 415228.17 tonnes (Rs 202.40 crore) in 2003-04 it is also increased near about 1355246 tonnes (Rs 401.08 crore) in 2007-08.Benefits of Livestock Sector Developments in IndiaAnimal Husbandry sector provides large self-employment opportunities. Presuming that one family member is employed in looking after the livestock, 25 million people are estimated to be employed with the livestock rearing activity. This sector is playing very important role in the rural economy as support sector of the economy. Especially 70 million rural households primarily, small and marginal farmers and landless labourers in the country are getting employment opportunities in dairy. Dairying has become an important secondary source of income for millions of rural families.Poultry is also another way of getting food and food security in India. Apart from food security it has provides employment to about 1.5 million people. Livestock Sector not only provides essential protein and nutritious human diet through milk, eggs, meat etc but also plays an important role in utilization of non-edible agricultural by-products. Livestock also provides raw material/by products such as hides and skins, blood, bone, fat etc.This provides subsidiary occupation to a large section of the society particularly to the people living in the drought prone, hilly, tribal and other remote areas where crop production on its own may not be capable of engaging them fully. In the adverse climatic conditions and national calamities like drought, flood etc., animal husbandry practices shall be proved to be boon for sustaining the livelihood of the landless and marginal farmers in the state.ConclusionIndian livestock industry makes up for a significant amount of world’s livestock resources. Both the national economy as well as the socio-economic growth of the country is backed by the livestock sector. Besides, offering great potential and outstanding contribution in the agricultural sector over the past years. The livestock sector is performing well in the manner of production, value addition and export of dairy, fishery, wool, poultry and other products. Apart from its performance there are some threats also exist we need to re-correct it and take the global market opportunities.

What It’s Like to Be a Web Designer | design web

Choosing to go back to school can be a difficult challenge. It is important to fully understand the career that you are looking to pursue. If you are considering web design, it is important to fully understand what all a web designer job description encompasses. Designers have the ability to change their world through innovative efforts on the internet. Rather a web designer is working on a small website for a new business or a large website that will receive hundreds of thousands of hits a year, the work is creative and fun. Some designers have the ability to work from the comfort of their own homes.The widespread popularity of the internet has created thousands of jobs. As a designer you can have the opportunity to work for some of the largest companies in the world. When you are working as a designer your finished product, the website, can be viewed by thousands of people a day. Beginning a career as a designer is a great way to use your creative callings and earn a salary at the same time.The web designer job is very fluid. As a web designer you are responsible for seeking out clients, fulfilling their needs, and creating a finished product that not only looks great but functions efficiently. Often times web designers are also responsible for some level of maintenance on their finished sites. Many designers spend a large portion of their working time meeting with clients and creating mock-up websites for presentation to potential customers. If you are looking to become a designer it is important to have great customer service skills as well as an interest in design and computer graphics.You must enjoy competition in order to be a successful designer. Rather you chose to work from home with freelance work or prefer a traditional office environment, there is a lot of competition among designers. Web design has become one of the most popular career choices as the internet has grown exponentially. As a result, there are a large number of very qualified designers who are always looking to take on an additional project. The competition is the reason that is important to obtain a degree in web design. Not only will the classes help you learn all you need to know about web design it will give you qualifications that many designers do not have, therefore helping you land work.A large portion of design is learning and maintaining software. As a designer it is important to be able to utilize all the tools available to you at any given time. There is always a constant stream of useful software being created. If a designer fails to learn and keep up with current software, their websites will begin to suffer. If you enjoy keeping on top of the current trends and exploring and learning new software, web design may be the perfect career for you!When choosing to become a designer it is also important to consider the toll it can take on your body. If you are not in a healthy condition sitting at a computer everyday for 8 hours or more can gradually wear on your body. Being a designer is a great career but it is important to take care of yourself. Ensure healthy habits from the beginning and you will find that your day goes much quicker. Designers often get engrossed in their work and forget to take care of their own bodies. This is very important to ensure that you have the ability to continue to work.Overall web design is a great career. The web design job description encompasses a wide range of areas such as customer service, website mock-ups, and finished project maintenance. Web design is a great career for many people. Do not fear going back to college to become a web design as the need for designers grows with the increasing popularity of the internet. Many designers are able to support their families while working at home. Other designers prefer a traditional office setting. Whatever you chose, getting a degree in web design will give you a leg up on the competition and make you more knowledgeable about this great career!